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500 Chastain Center Blvd Charge on Credit Card | Aarons Rent-to-Own
Have you ever checked your credit card statement and found a mysterious 500 Chastain Center Blvd charge on credit card? If so, you are not alone. Many people have reported seeing this charge on their bills, and they are wondering what it is and how to get rid of it.
In this article, we will reveal the truth behind the 500 Chastain Center Blvd charge on credit card, and how you can protect yourself from falling victim to this scam.
We will also share some tips on how to dispute the charge and get your money back.
Table of Contents
What is the 500 Chastain Center Blvd Charge on Credit Card?
The 500 Chastain Center Blvd charge on credit card is a fraudulent charge that appears to be from Aarons Rent-to-Own, a company that offers furniture, appliances, electronics, and other items for lease or purchase. However, the charge is not authorized by Aarons, and it is a result of identity theft or card skimming.
According to the Better Business Bureau, the scam works like this: The scammers obtain your credit card information through various methods, such as phishing emails, fake websites, or compromised point-of-sale terminals. Then, they use your card to make a purchase at Aarons, either online or in-store. The purchase is usually for a small amount, such as $4 or $5, to avoid raising suspicion. The charge shows up on your statement as 500 Chastain Center Blvd, which is the address of Aarons’ corporate headquarters in Kennesaw, Georgia.
The scammers may also use your card to make other purchases at different merchants or sell your information to other criminals. The goal is to drain your account or max out your credit limit before you notice the fraudulent activity.
How to Detect and Prevent the 500 Chastain Center Blvd Charge on Credit Card
The best way to detect and prevent the 500 Chastain Center Blvd charge on credit card is to monitor your credit card statements regularly and look for any unfamiliar or suspicious charges. If you see the 500 Chastain Center Blvd charge on credit card, or any other charge that you do not recognize, contact your credit card issuer immediately and report the fraud. You should also check your credit reports for any signs of identity theft, such as new accounts, inquiries, or collections that you did not authorize.
To prevent the 500 Chastain Center Blvd charge on credit card or any other type of credit card fraud, you should follow these security tips:
- Never share your credit card information with anyone you do not trust, or on any website that is not secure. Look for the padlock icon and the “https” prefix in the URL before entering your card details online.
- Use strong passwords and change them frequently. Do not use the same password for multiple accounts, or any password that is easy to guess, such as your name, date of birth, or phone number.
- Beware of phishing emails, calls, or texts that claim to be from your credit card issuer, bank, or other trusted entities. They may ask you to verify your card information, update your account, or click on a link. Do not respond to these messages, or provide any personal or financial information. Instead, contact the entity directly using the official phone number or website.
- Protect your credit card from physical theft or skimming. Keep your card in a safe place, and do not let anyone else use it. When using your card at a store, restaurant, or ATM, cover the keypad when entering your PIN, and check the terminal for any signs of tampering. If the terminal looks suspicious, do not use it, and report it to the merchant or the authorities.
- Use a credit card instead of a debit card for online or in-person purchases. Credit cards offer more protection and less liability than debit cards in case of fraud. You can also use a prepaid card, a virtual card, or a mobile wallet to limit your exposure and reduce the risk of losing money.
How to Dispute the 500 Chastain Center Blvd Charge on Credit Card and Get Your Money Back?
If you have been scammed by the 500 Chastain Center Blvd charge on credit card, you have the right to dispute the charge and get your money back. Here are the steps you need to take:
- Contact your credit card issuer as soon as possible and report the 500 Chastain Center Blvd charge on credit card. Explain the situation and provide any evidence you have, such as receipts, screenshots, or emails. Ask them to cancel your card and issue you a new one with a different number. Also, ask them to reverse the 500 Chastain Center Blvd charge on credit card and any other unauthorized charges on your account.
- File a complaint with the Federal Trade Commission (FTC) at ftc.gov/complaint. The FTC collects information about fraud and identity theft and helps law enforcement agencies to investigate and prosecute scammers. You can also call the FTC at 1-877-FTC-HELP (1-877-382-4357).
- File a police report with your local law enforcement agency. A police report can help you prove that you are a victim of fraud and identity theft, and it can also help you recover your losses. You will need to provide your personal information, your credit card information, and the details of the fraud. You should also bring a copy of your FTC complaint and any other documents that support your claim.
- Contact the three major credit bureaus – Equifax, Experian, and TransUnion – and place a fraud alert on your credit reports. A fraud alert will alert potential creditors and lenders that you are a victim of identity theft, and they will have to verify your identity before opening any new accounts in your name. You can also request a free copy of your credit reports and review them for any errors or discrepancies. If you find any, you can dispute them with the credit bureaus and have them removed.
- Consider placing a credit freeze on your credit reports. A credit freeze will prevent anyone from accessing your credit reports or opening any new accounts in your name unless you lift the freeze with a personal identification number (PIN). A credit freeze offers more protection than a fraud alert, but it also makes it harder for you to apply for credit or other services that require a credit check. You can place a credit freeze for free by contacting each of the credit bureaus individually.
Conclusion
The 500 Chastain Center Blvd charge on credit card is a scam that targets unsuspecting consumers and steals their money and identity. If you see this charge on your statement, do not ignore it or pay it. Instead, follow the steps above to dispute the charge and get your money back. You should also take measures to protect your credit card and your personal information from future fraud.
Remember, you are not alone in this fight. Many resources and agencies can help you recover from this scam and prevent it from happening again. You can also share your experience and warn others about this scam by leaving a comment below. Together, we can stop the scammers and make the internet a safer place.